Risk-Based Capital - Risk Analytics Forums

Welcome to the Risk-Based Capital - Risk Analytics Forums.

• Discussion Forums

  The forums and sub-forums have been created to discuss the most relevant issues in P/C Risk-Based Capital and analytical tools for its determination. The intent is to allow participants to engage in the discussions of the current approaches to calculating Risk-Based Capital in the United States and in other jurisdictions. There are sub-forums for the discussion of how various risks can be quantified and how to take into account risk diversification.

  
  

  In these discussions, the term Risk-Based Capital can often be used broadly. Rather than signify only the minimum regulatory capital requirements, the term can be used in the assessment of the risk threatening an insurance enterprise and the capital to support this risk. The types of risk analyzed are generally the same and the ways to analyze them are similar to those regulators can apply to the determination of minimum capital requirements. Discussions of capital optimization, proper balance between the risk taken and the capital to support the risk, and enterprise risk management are all part of the discussion topics.

  
  

  These discussions can be valuable by themselves but also provide important inputs to the open source development project that has a goal of developing software for use in solvency monitoring and establishing minimum capital requirements.

  
  

  The Forums are intended to stimulate discussions that may at times be very informal. On occasion, unorthodox views can be presented. Such discussions are welcome and encouraged as long as they do not violate the Terms of Service and Use for this site and the Rules that guide message posting and other behavior on the site.

  
  

  Privacy is very important in these Forums. The ability to use anonymous identities is important as it facilitates brainstorming and allows participants to express ideas that may be outside the “mainstream” or even to play devil’s advocate to make sure all viewpoints are considered; it is not a license to engage in behavior that is illegal or violates the Terms of Service and Use for the site and the Rules mentioned above.

  
  

  Given that the Forums are generally not moderated and posts do not require moderator’s approval, do not hesitate to Contact Us directly or to use the Report Post function for reporting any messages or other content that is threatening, libelous, hateful, racially or ethnically objectionable, violates copyright laws, contains viruses, includes unauthorized advertising or is in any way illegal. Your use of this site indicates your consent to encountering such possible content. It is also your responsibility to be aware of and comply with any applicable antitrust regulations.
• Recent News

  • 

    NAIC: Increased International Focus

    NAIC official video: Address by NAIC President and Florida Insurance Commissioner Kevin McCarty "U.S. Insurance Regulators Increase International Focus" Selected quotes "U.S. insurance regulators, working through the NAIC, have stepped up our involvement...

    Posted By Scott Anderson ( Comments)
    11-19-2012, 05:34 PM
  • 

    What's Happenning

    Even though the site is not officially up yet, it has apparently been discovered and messages started to appear in the discussions. It’s not surprising the first ones are in the Off-Topic category in the Forums. Update: The site is still not up officially and it's existence hasn't been announced, but there are interesting discussions going on. The frank nature of some is encouraging. In this spirit, here is a video on the financial crisis that appears to be behind us. Insurance and insurance solvency regulation are not directly discussed. While the video does not represent the views of...

    Posted By rbc_project (1 Comments)
    11-01-2012, 03:26 PM